GIC Rates

Your Benefits

  • WE SHOP for the best rates in Ontario.
  • WE PUT TOGETHER STRATEGIES to maximize your GIC returns.
  • WE TRACK all your GIC investments.
  • NO COMMISSIONS on our GICs.
  • YOU CAN TRANSFER existing investments, including RRSPs. On more favorable terms.
Please contact our office for full details about rates posted below.

Rates current as of: February 21, 2025

Best GIC Rate

3.62%
5 Year GIC

Brokers obtain information DAILY to help the client achieve the highest possible return on their investments. NO FEE is charged for this service – like a travel agent, deposit brokers are paid by the financial institutions for delivering its products to you.

Click here for further information on Deposit Brokers.

Type of Investment

Interest Rate

Change from previous

Savings Account

2.70%
No Change
30 Day Cashable GIC
2.25%
No Change

TFSA Savings Account

2.70%

Change

180 Day GIC

3.25%
Change

1 Year

3.37%
Change

2 Year

3.48%
No Change

3 Year

3.53%
Change

4 Year

3.52%

Change

5 Year

3.62%

Change

Prepared by CANNEX

Rates are subject to change without notice.  Certain minimums and conditions may apply.

Guaranteed Investment Certificates (GICs) are offered through Investia Financial Services Inc. and/or multiple carriers.
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Deposits issued by member institutions of Canada Deposit Insurance Corporation (CDIC), Credit Union Deposit Insurance Corporation (CUDIC) or Assuris. Our best deposits rates are shown above and may be from one or more institutions. Those rates are SPECIAL and available ONLY from a deposit broker, NOT from your local retail bank or credit union branch.

Dealer

Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.
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